Personal Lines


At Fort Insurance, we understand that your personal possessions mean more to you than just dollars. The family cottage that has been passed down for three generations, the wedding rings that you and your spouse picked out together and the home that your kids grew up in, are all part of your unique legacy. That’s why at Fort Insurance we aim to find ways of not only transferring your risk to an insurer but also reducing the frequency and severity of your loss.

Your Home is anything but Standard, so why protect it with a Standard Insurance Policy?
Homes, cars, cottages, boats, computers, fine art, jewellery – the list is long. You have a number of meaningful possessions that require protection and we have a wide variety of policies that can provide protection for each of them. But, at Fort Insurance, we pride ourselves on using a consultative approach to providing insurance and we refuse to offer “generic” policies to our clients.

Our Risk Management Approach
Our team of dedicated professionals have been trained in risk management techniques which allow them to assess the probability and frequency of losses as well as the cost associated with such losses. By going beyond traditional brokering and taking the time to get to know the client and the client’s particular needs, we are able to offer you the most efficient plan of comprehensive insurance coverage possible. Our plans include ways of minimizing your losses through the use of alarms, detectors, state of the art security devices and the implementation of safety standards.

24 Hour Emergency Claims Service
Fort Insurance offers an emergency claims service to all of our Personal Lines clients. This service includes immediate emergency restoration dispatching when necessary and ensures that your needs are taken care of on a priority basis.

Providing the same Quality of Service to All
Fort Insurance has been servicing some of Canada’s top families for decades. A significant portion of our clientele is made up of affluent individuals with high-value assets who have come to trust our reputation for excellence, depth of experience and client-oriented approach. But we do not limit the scope of our client base. Fort Insurance welcomes a broad range of clients from different walks of life and we provide the same quality of service to each and every one of them. Our client retention rate of 93%, compared to the industry average of 83%, speaks to the success we have had in responding to each of client’s individual needs.

Your Personal Representative
Your insurance portfolio will be placed in the capable hands of a designated representative who will service you with respect to all of your insurance needs. You will not be bounced around from one representative to the next every time you call us with an inquiry or a claim. Your designated representative will also assist you with your claims dealings to ensure that you receive the fairest settlement possible. We also have the resources to serve you in the language of your choice, including: English, French, Italian, Spanish, Russian, Polish, Hungarian and Chinese.

Our Expert Underwriting
We have been able to attract and maintain our relationships with top level insurers because of our mutual dedication to client service coupled with our reputation for excellence. Our insurers regard our underwriting as some of the best in the industry. Chubb insurance is the world’s leading insurer of high value homes and Fort Insurance is Chubb’s largest independent personal lines broker in Quebec. Give us a call. We’d love to talk to you.


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